“It’s just another manic Monday…”
I’ve been listening to the ’90’s Pop’ station on Pandora all morning (obviously). Is it just me or was the music better back then? Or maybe it’s just the nostalgia that comes with it? Who knows. I digress.
It’s officially been one week since I kicked off my Makin’ Bank Challenge for April. If you missed it, I basically laid down a few goals for myself in an attempt to be more aware of how I spend my money and start saving. I would say it’s going fairly well so far. This week was (of course) a little crazy so there were a few expenses that I wasn’t expecting but I’m proud of the things I did accomplish.
1.) I kept track of my spending
I was adamant about this one and I’m really proud of myself for sticking with it. I have to admit, it was really eye opening to see how quickly things add up. I also noticed how much less I’m willing to spend when I use cash. Swiping my debit card is so simple and I forget that I’m spending money.
2.) I had a job interview
Yep! And (I think) it went really well. I won’t know anything for 4-5 days but I’m keeping my fingers crossed. Let’s just say that my coffee addiction may soon be taken to a whole new level…
3.) I took over my phone bill
Until now, my parents had still been paying my cell-phone bill. Yesterday I updated my information so that the auto-pay will come from my bank account rather than theirs. It’s definitely a big addition to my monthly bills but it feels really good to take another little burden off of their shoulders.
The Not-So Good:
1.) I went over my “budget”
My total spending this week came out to $144.98 which is definitely more than I was hoping to spend. But, looking back, I did a fairly good job at not buying unnecessary things. I ate out a few times (I blame my work schedule for that!) and I had to restock kitty food, toilet paper and body wash. My sister and roommate both have birthdays this month so I also had to buy their gifts which is where most of my budget went- can’t complain about that! I didn’t do any extra shopping for clothes or makeup though, even when I was at Target twice <– still not sure how I managed that one.
Oh, and this happened…
Damn you and your ridiculously expensive gas, Los Angeles.
Overall I’d say it was a really successful week! Being more aware of how my money is spent feels good and, if I keep it up, I know I’ll be financially stable (and hopefully independent!) in no time.
If you took on the challenge with me, how is it going for you??
Here’s to acting like “grown-ups”…